Extension of COBRA In the Event of Disability:

If you or a family member is entitled to COBRA coverage for 18 months, the 18 month period of coverage can be extended up to an additional 11 months for the qualified beneficiary who is determined to be entitled to social security disability income benefits, and for any other qualified beneficiaries if all of the following conditions are met:


The disability occurred on or before the start of the COBRA coverage, or within the first 60 days of COBRA coverage;


The disabled person received a determination of entitlement to Social Security Disability Income benefits from the Social Security Administration; and


The contract administrator receives a copy of the social security determination prior to the end of the 18 month COBRA continuation period and no later than 60 days after the qualified beneficiary receives the Social Security Determination.