Eligibility Rules for Retirees

A retired member and his eligible dependents shall be eligible for benefits if:

  1. he is at least age 50, has not yet reached his 65th birthday, and he was covered under this Plan as an Active Employee for at least 24 of the 36 months immediately before his retirement date. (The term “Active Employee” does not include contributing employers or their employees who are not covered under the terms of a collective bargaining agreement requiring contributions to this Trust),  or
  2. he is eligible for a benefit under the Painters International Pension Plan and
  3. he is not eligible for Medicare (this applies to each dependent separately) Once an eligible Retiree reaches age 65 or becomes eligible for Medicare he may self-pay to continue coverage for his eligible spouse and dependents until the eligible spouse reaches age 65. At that time, coverage for the remaining dependents will terminate and they will be eligible for COBRA benefits.

PLEASE NOTE: THE INDEMNITY PPO PLAN IS AVAILABLE ONLY TO RETIREES WHO WERE COVERED UNDER THE INDEMNITY PPO PLAN WHILE AN ACTIVE PARTICIPANT, UNLESS YOU LIVE OUTSIDE OF AN HMO SERVICE AREA. ALL OTHER RETIREES MUST ENROLL IN AN HMO.

[faq-concertina category = ‘retiree-elig-provisions’]

 

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