If you wish to obtain retiree coverage, you must fully complete the required enrollment form and return it to the Trust Fund Office within 60 days of your retirement or the date which you first become eligible for retiree health coverage, if different. Benefits for a Retiree must begin on the first day of the month following loss of coverage as an Active Participant including COBRA coverage unless extended by HIPAA Special Enrollment Rights. The first self-payment for coverage must be received in a timely manner, and the proper application for coverage must be submitted to the Trust Fund Office.


The Trust Fund Office will send retiree coverage information and the proper enrollment form to each “Active Participant” for whom it has received notice of an upcoming scheduled retirement date.


Premiums, for retiree coverage are due in the Trust Fund office no later than the 20th day of the month immediately before the month being covered.


You may enroll your eligible dependents but must do so at the same time you enroll.  You may not later add dependents, even if they were not your dependents at the time you enrolled unless your dependents experience a HIPAA qualifying event.