Death Benefits

DEATH BENEFITS — BASED ON CURRENT ELIGIBILITY FOR HEALTH INSURANCE

 IMPORTANT NOTE – Non-bargaining Employees are not eligible for death benefits.

 Active Employees

An employee is considered an active employee if he or she had some contributions made to the Fund on his or her behalf.

Eligibility for Active Employees

Benefits will be paid with respect to an active employee’s death or dismemberment, or the death of one of the active employee’s dependents provided at least one of the following conditions is met:

  1. Contributions have been made on the active employee’s behalf for a minimum of 165 hours in the six month period immediately prior to the month in which the death or dismemberment occurs. These contributions must be spread over any three of these six months; or
  1. Contributions have been made on the active employee’s behalf for a minimum of 500 hours in the twelve month period immediately prior to the month in which the death or dismemberment occurs.

If the active employee was age 60 or over when the first contribution to the Fund was made on his behalf, condition (b) above must be satisfied.

Benefits for Active Employees and Their Dependents

  1. ACTIVE EMPLOYEES

            (a)       In the event of death from any cause except suicide or an act of war, the benefit is $7,500.*

            (b)       In the event of accidental death, there is an additional benefit of $7,500.**

            (c)       For loss of any two members of the body through accident (hands, feet, eyes or combination) the

                         benefit    is $7,500.**

            (d)       For loss of any one member of the body through accident (hand, foot or eye) the benefit is $3,750.**

  1. DEPENDENTS OF ACTIVE EMPLOYEES
  • In the event of the death of the legal spouse of an eligible active employee for any cause except suicide or an act of war, the benefit is $2,000.*

(b)       In the event of the death of an unmarried child of an eligible active employee, including a stepchild or a legally adopted child, from 6 months to 19 years of age from any cause except suicide or an act of war, the benefit is $2,000.*

(c)       In the event of death from any cause except an act of war, of an unmarried child of an eligible active employee, including a stepchild or a legally adopted child, less than 6 months of age, the benefit is $100.

* In case of suicide, the death benefit will be paid only if the employee has been eligible for a benefit under this Plan for at least 24 months.  The benefit is not payable if death is caused by an act of war.

** Not payable for losses resulting from self-inflicted injuries, riot, war, disease, certain aviation accidents or commission of a felony by an eligible participant or dependent.

 

Make sure you keep your beneficiary information updated!

To update your designated beneficiary, please complete the Beneficiary Designation section of the Enrollment/Change Form and submit it to the Trust Fund Office for filing.

 

Need to Report a Death?

To report a death, please call the Trust Fund Office at (626) 279-3020 (local) or 1(800) 752-2394 (toll-free), Monday through Friday, between the hours of 7:00 a.m. and 6:00 p.m., Pacific Standard Time.

Be prepared to provide the following information:

  • Member’s SSN (if available)
  • Name of Deceased
  • Deceased Relationship to Member
  • Date of Death
  • Who to contact (Name, Relationship, Telephone Number and Address)

Someone will contact the designated beneficiary within 2-3 business days for additional information.

Forms